Personal Loan from
Leading Banks @10.25%

Get approval without running around and multiple calls.

Procesing Fee Waiver upto 5000/-. Google Pay Cashback upto 1000/-

My name is

I am

and I was born on

I am

and my company is

and a monthly income of

I live in

and my contact number is

By clicking on 'Submit', I agree and confirm that I have read and accepted the Terms and Conditions and Privacy Policy. I also authorize Finwsely and its representatives to Call, SMS or communicate via WhatsApp regarding my application. The consent overrides any registration for DNC/NDNC.

Loans with flexible tenure repayment tenure from 12 months to 60 months
CIBIL score>700
Salaried Customer only
Salary above Rs 30000
Minimum documentation and No hidden Charges

Dedicated Relationship Manager
Rate starts from minimum 10.49% to maximum 24%
Loan amount from min 50,000 to maximum 75 lakh
Best offer above Rs 10 Lakh
Annual percentage rate min 10.49% to max 24%. Repayment over 12 to 60 months

Our Process

Customer Testimonial

Rated 4.8 out of 5 based on review from 100+ customers.

Atul

Director, Digitec

Finwisely took our project in hand and took pains to understand our business.

Dinesh

Business Individual

Finwisely took care of my client and fulfilled his needs to his satisfaction.

Our Bank Partners

Documents

List of papers/ documents applicable for salaried

3 Passport size photographs of the applicant
Identity proof (any one): PAN Card/ Passport/ Voter’s ID Card/ Driving License
Age proof (any one): PAN Card/ Passport/ Birth Certificate/ X Class mark sheet/ Bank Passbook/ Driving License
Residence proof (any one): Bank Passbook with address/ Voter’s ID/ Ration Card/ Passport/ Utility bills (Telephone Bill, Electricity Bill, Water Bill, Piped Gas Bill)/ LIC Premium Receipt/ Letter from a recognized public authority verifying the customer’s address
Latest 3 months Bank Statement (where salary/income is credited)
• Salary slips for last 3 months

Eligibility

Age

Minimum - 21 years

Maximum – 65 years

Income

Min monthly salary is Rs. 25,000/- for applicants from non-metros

For applicants of Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune and Kolkata, it can be higher

Credit score

A good credit score preferably above 750 helps in processing the loan faster and better interest rate

A few financial institutions do offer loans for those who have a CIBIL score of 650+

Work Experience

For salaried - minimum 2 years with 1 year in same company

For self employed - Minimum 3 years of business

Overview

Avail Attractive Interest rate

Avail personal loan at the lowest interest rate starting from 10.75%

Transfer Loan Balance

You can also transfer your loan with our partner bank, this will help you in saving EMI

Flexi repayment option

Avail flexi repayment option to repay your loan without hassle

Hassle-Free loan

Get Loan approved with minimum documentation and approval is speedy

No limit on required loan amount

Starts from Rs 50,000, No limit depends on credit score, income, repayment potential etc

Tips

Important Points

Fill up the Application from completely
Submit the completely filled application with the documents required by the bank / institute (some lenders demand processing fee along with application submission)
Lender checks credit history with credit bureaus like CIBIL, Experian
Office / Residence verification
Checking with references
When all the checks and verifications are positive, a sanction letter is released

Important points while applying

Maintain good credit score always.
Never miss your EMI payments for existing loan or delay your credit card bills.
Apart from interest rates, also please check other aspects like fees, charges, part payment / fore closure / pre payment etc
Compare the products and choose the product the best fits you.
Please share the information asked by the bank honestly.
Application from should be neat and legible. Documents submitted should be clear and self attested.
Co-applicant with a good credit history strengthens the application.

Usual rejection reasons

Poor credit history
Presently having multiple loans and poor debt to income ratio
Unstable employment
Negative reference checks
Address falling in negative geographical locations / pincodes

Personal Loan from Leading Banks @10.25%