Home Loan Application Form

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In all probability, buying a home or constructing it is one of the biggest emotional and financial decisions that you and your immediate family are going to take. For most of us, it is a once in a lifetime decision and requires proper planning, multiple discussions, looking for properties, weighing the choices and then finally deciding on the one property or location that will be yours for many years.

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While these are the emotional decisions, you also have some financial decisions to take. You’ve been planning this moment for some time - you have a stable source of income; have saved enough for the initial down payment, your liabilities are negligible and most importantly you don’t have large outstanding debts. You feel that, now, is the right time to own your own home.

What are the other facts that you should be aware of before taking a home loan?